Flexiti Financing Plans

Flexiti is a Canadian financial technology company that offers flexible payment solutions – with its FlexitiCard – to help you finance your purchases. The approval process is quick, plans are flexible, and customers can use their FlexitiCard anywhere within the Flexiti Network.

Financing is available for tire purchases on the Point-s.ca website, including the installation and balancing of the purchased products, environmental fees and applicable taxes.

Flexiti is also valid at participating Auto Point S Centers.


  • Choose “Pay with Flexiti” when making a purchase.
  • When going through the payment process, submit your credit application online and get approved in just a few minutes*.
  • Finalize your purchase. Quick and easy!



  • 3 equal monthly payments with no interest*
  • 6 equal monthly payments with no interest*
  • 12 equal monthly payments with no interest*
  • 90-day deferral payment followed by 12 equal monthly payments with interest*


For any questions about financing, contact Flexiti at 1-877-259-3745 on Monday to Friday from 9 am to 11 pm ET or on Saturday and Sunday from 9 am to 9 pm ET or you can also visit Flexiti's website.


*O.A.C. Subject to terms of your Flexiti Cardholder agreement. For no interest equal monthly payment plans, no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments of principal, plus payment protection insurance premiums and taxes, if applicable. For 90 day deferral followed by equal monthly payments with promotional interest (Promo AIR) plans, no interest will accrue and no payments are required for 90 days, any remaining balance is to be paid in equal monthly payments plus Promo AIR, insurance premiums, fees, and taxes if applicable. Promo AIR will be 9.99%, 13.99% or 19.99% and will be disclosed prior to completion of the transaction; varies based on cardholder’s creditworthiness at the time of application. For all plans, if any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 37.99%. Any balance at the end of the promo period bears interest at the Account AIR. Annual fee of $39.99 applies for residents of Quebec and $24.99 applies for residents of other provinces. Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Promos and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.